/* ==========================================================================
   HEAVEN INSURANCE SOLUTION - PREMIER DESIGN SYSTEM & STYLESHEET
   Palette: Warm White / Pearl, Black Typography, Subtle Metallic Gold Accents
   Features: Silky Smooth Momentum Scroll, Scroll-Reveal Physics, Fully Responsive
   ========================================================================== */

/* --------------------------------------------------------------------------
   1. CSS VARIABLES & DESIGN TOKENS
   -------------------------------------------------------------------------- */
:root {
  /* Brand Background Palette */
  --color-white: #ffffff;
  --color-pearl: #faf8f5;
  --color-warm-bg: #f5f2eb;
  --color-cream: #eee9df;
  --color-border: #e6e0d4;
  --color-border-subtle: #f0ece3;

  /* Black Typography Palette */
  --text-primary: #121212;
  --text-secondary: #3e3e3e;
  --text-muted: #6b6b6b;
  --text-light: #8e8e8e;
  --text-inverse: #ffffff;

  /* Metallic Gold Spectrum (Reflecting Approved Logo) */
  --gold-50: #fbf7ee;
  --gold-100: #f4ebd6;
  --gold-200: #ead6ab;
  --gold-300: #dfc07e;
  --gold-400: #d4ab53;
  --gold-500: #c5a059;
  /* Brand core gold */
  --gold-600: #a8843e;
  --gold-700: #88682e;
  --gold-800: #684e23;
  --gold-900: #493517;

  /* Gradients */
  --gold-gradient: linear-gradient(135deg, #e8c87e 0%, #c5a059 50%, #9e7d3b 100%);
  --gold-gradient-hover: linear-gradient(135deg, #f2d48f 0%, #d1ab64 50%, #ad8a45 100%);
  --gold-gradient-subtle: linear-gradient(135deg, rgba(232, 200, 126, 0.12) 0%, rgba(197, 160, 89, 0.05) 100%);
  --dark-gradient: linear-gradient(145deg, #181818 0%, #0d0d0d 100%);
  --card-gradient: linear-gradient(180deg, #ffffff 0%, #faf8f5 100%);

  /* Borders & Shadows */
  --border-gold: 1px solid rgba(197, 160, 89, 0.35);
  --border-gold-strong: 1px solid rgba(197, 160, 89, 0.65);
  --shadow-sm: 0 2px 8px rgba(0, 0, 0, 0.04);
  --shadow-md: 0 6px 20px rgba(0, 0, 0, 0.06);
  --shadow-lg: 0 16px 36px rgba(0, 0, 0, 0.08);
  --shadow-xl: 0 24px 56px rgba(0, 0, 0, 0.12);
  --shadow-gold: 0 8px 28px rgba(197, 160, 89, 0.28);
  --shadow-gold-hover: 0 12px 36px rgba(197, 160, 89, 0.38);

  /* Typography */
  --font-heading: 'Outfit', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;
  --font-body: 'Plus Jakarta Sans', -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, sans-serif;

  /* Transitions */
  --transition-fast: 0.18s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-normal: 0.32s cubic-bezier(0.16, 1, 0.3, 1);
  --transition-slow: 0.6s cubic-bezier(0.16, 1, 0.3, 1);

  /* Layout */
  --container-max: 1280px;
  --container-wide: 1400px;
  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;
  --radius-pill: 9999px;
  --nav-height: 84px;
  --utility-height: 40px;
}

/* --------------------------------------------------------------------------
   2. RESET & BASE STYLES
   -------------------------------------------------------------------------- */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  font-size: 16px;
  scroll-behavior: smooth;
  scroll-padding-top: calc(var(--nav-height) + var(--utility-height) + 16px);
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  overflow-x: hidden;
}

/* Lenis Smooth Scroll Recommended HTML Reset */
html.lenis,
html.lenis body {
  height: auto;
}

.lenis.lenis-smooth {
  scroll-behavior: auto !important;
}

.lenis.lenis-smooth [data-lenis-prevent] {
  overscroll-behavior: contain;
}

.lenis.lenis-stopped {
  overflow: hidden;
}

.lenis.lenis-scrolling iframe {
  pointer-events: none;
}

body {
  font-family: var(--font-body);
  background-color: var(--color-pearl);
  color: var(--text-primary);
  line-height: 1.6;
  overflow-x: hidden;
  width: 100%;
}

img,
svg {
  display: block;
  max-width: 100%;
  height: auto;
}

a {
  color: inherit;
  text-decoration: none;
  transition: color var(--transition-fast);
}

button {
  font-family: inherit;
  border: none;
  outline: none;
  cursor: pointer;
  background: none;
}

input,
select,
textarea {
  font-family: inherit;
  font-size: 1rem;
  color: var(--text-primary);
  border: 1px solid var(--color-border);
  outline: none;
  background: var(--color-white);
  transition: all var(--transition-fast);
  -webkit-appearance: none;
  appearance: none;
}

input:focus,
select:focus,
textarea:focus {
  border-color: var(--gold-500);
  box-shadow: 0 0 0 3px rgba(197, 160, 89, 0.2);
}

:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 3px;
}

/* Scroll Progress Bar at the top of the screen */
.scroll-progress-bar {
  position: fixed;
  top: 0;
  left: 0;
  height: 3.5px;
  width: 0%;
  background: var(--gold-gradient);
  z-index: 999999;
  pointer-events: none;
  transition: width 0.1s linear;
  box-shadow: 0 0 10px rgba(197, 160, 89, 0.8);
}

/* Containers */
.container {
  width: 100%;
  max-width: var(--container-max);
  margin-left: auto;
  margin-right: auto;
  padding-left: 24px;
  padding-right: 24px;
}

.container-wide {
  width: 100%;
  max-width: var(--container-wide);
  margin-left: auto;
  margin-right: auto;
  padding-left: 24px;
  padding-right: 24px;
}

/* --------------------------------------------------------------------------
   3. SCROLL-REVEAL PHYSICS & ANIMATIONS (Slow, Majestic & Clearly Noticeable)
   -------------------------------------------------------------------------- */
.reveal {
  opacity: 0;
  transform: translateY(50px) scale(0.97);
  transition: opacity 1.4s cubic-bezier(0.16, 1, 0.3, 1),
    transform 1.4s cubic-bezier(0.16, 1, 0.3, 1);
  will-change: opacity, transform;
}

.reveal.is-revealed {
  opacity: 1;
  transform: translateY(0) scale(1);
}

.reveal-delay-1 {
  transition-delay: 0.18s;
}

.reveal-delay-2 {
  transition-delay: 0.36s;
}

.reveal-delay-3 {
  transition-delay: 0.54s;
}

.reveal-delay-4 {
  transition-delay: 0.72s;
}

.reveal-delay-5 {
  transition-delay: 0.9s;
}

.reveal-delay-6 {
  transition-delay: 1.08s;
}

/* --------------------------------------------------------------------------
   4. TYPOGRAPHY & COMMON UTILITIES
   -------------------------------------------------------------------------- */
h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: var(--font-heading);
  color: var(--text-primary);
  line-height: 1.25;
  font-weight: 700;
  letter-spacing: -0.02em;
}

.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8125rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.12em;
  color: var(--gold-700);
  background: rgba(197, 160, 89, 0.12);
  border: 1px solid rgba(197, 160, 89, 0.25);
  padding: 6px 14px;
  border-radius: var(--radius-pill);
  margin-bottom: 16px;
}

.section-tag svg {
  width: 14px;
  height: 14px;
  stroke: var(--gold-600);
}

.section-title {
  font-size: clamp(2rem, 3.8vw, 3rem);
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 16px;
  letter-spacing: -0.03em;
}

.section-subtitle {
  font-size: clamp(1rem, 1.3vw, 1.1875rem);
  color: var(--text-secondary);
  max-width: 680px;
  margin-bottom: 40px;
  font-weight: 400;
}

.text-center {
  text-align: center;
}

.text-center .section-subtitle {
  margin-left: auto;
  margin-right: auto;
}

.gold-text {
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  display: inline-block;
}

/* --------------------------------------------------------------------------
   5. BUTTONS & INTERACTIVE ELEMENTS
   -------------------------------------------------------------------------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 0.9375rem;
  padding: 13px 26px;
  border-radius: var(--radius-pill);
  transition: all var(--transition-normal);
  white-space: nowrap;
  position: relative;
  overflow: hidden;
  text-decoration: none;
}

.btn-primary {
  background: var(--gold-gradient);
  color: #0d0d0d;
  box-shadow: var(--shadow-gold);
  border: 1px solid rgba(255, 255, 255, 0.3);
}

.btn-primary::after {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: linear-gradient(90deg, transparent, rgba(255, 255, 255, 0.35), transparent);
  transition: transform 0.6s ease;
}

.btn-primary:hover {
  background: var(--gold-gradient-hover);
  box-shadow: var(--shadow-gold-hover);
  transform: translateY(-2px);
}

.btn-primary:hover::after {
  transform: translateX(200%);
}

.btn-secondary {
  background: #111111;
  color: #ffffff;
  border: 1px solid #222222;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.1);
}

.btn-secondary:hover {
  background: #252525;
  color: var(--gold-300);
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.18);
}

.btn-outline {
  background: var(--color-white);
  color: var(--text-primary);
  border: 1.5px solid var(--color-border);
}

.btn-outline:hover {
  border-color: var(--gold-500);
  color: var(--gold-700);
  background: var(--gold-50);
  transform: translateY(-2px);
}

.btn-sm {
  padding: 8px 18px;
  font-size: 0.875rem;
}

.btn-lg {
  padding: 16px 34px;
  font-size: 1.0625rem;
}

/* --------------------------------------------------------------------------
   6. SLIM UTILITY BAR
   -------------------------------------------------------------------------- */
.utility-bar {
  background: #0f0f0f;
  color: #d1d1d1;
  font-size: 0.8125rem;
  border-bottom: 1px solid #262626;
  position: relative;
  z-index: 102;
}

.utility-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--utility-height);
  padding: 0 4px;
}

.utility-left,
.utility-right {
  display: flex;
  align-items: center;
  gap: 22px;
}

.utility-item {
  display: inline-flex;
  align-items: center;
  gap: 7px;
  color: #cccccc;
  transition: color var(--transition-fast);
}

.utility-item:hover {
  color: var(--gold-300);
}

.utility-item svg {
  width: 14px;
  height: 14px;
  stroke: var(--gold-400);
}

.utility-badge {
  background: var(--gold-gradient);
  color: #111;
  font-weight: 700;
  font-size: 0.6875rem;
  padding: 2px 7px;
  border-radius: var(--radius-pill);
  letter-spacing: 0.04em;
}

/* --------------------------------------------------------------------------
   7. STICKY MAIN NAVIGATION & FIXED MEGA DROPDOWN POSITIONING
   -------------------------------------------------------------------------- */
.main-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(14px);
  -webkit-backdrop-filter: blur(14px);
  border-bottom: 1px solid rgba(220, 214, 202, 0.6);
  transition: all var(--transition-normal);
}

.main-header.scrolled {
  box-shadow: 0 8px 30px rgba(0, 0, 0, 0.08);
  border-bottom-color: rgba(197, 160, 89, 0.3);
}

.nav-container {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: var(--nav-height);
  position: relative;
  /* Context for mega dropdown centering */
}

/* Brand Logo */
.brand-logo {
  display: flex;
  align-items: center;
  text-decoration: none;
  flex-shrink: 0;
}

.brand-logo img {
  height: 80px;
  width: auto;
  object-fit: contain;
  transition: transform var(--transition-fast);
}

.brand-logo:hover img {
  transform: scale(1.02);
}

/* Nav Menu */
.nav-menu {
  display: flex;
  align-items: center;
  gap: 8px;
  list-style: none;
}

.nav-item {
  position: relative;
}

/* KEY FIX FOR MEGA DROPDOWN: set position: static on mega-parent so dropdown positions relative to .nav-container! */
.nav-item.mega-parent {
  position: static;
}

.nav-link {
  display: flex;
  align-items: center;
  gap: 6px;
  font-family: var(--font-heading);
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--text-primary);
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  transition: all var(--transition-fast);
}

.nav-link:hover,
.nav-item:hover>.nav-link,
.nav-item.active>.nav-link {
  color: var(--gold-700);
  background: var(--gold-50);
}

.nav-link svg.caret {
  width: 13px;
  height: 13px;
  stroke: var(--text-muted);
  transition: transform var(--transition-fast), stroke var(--transition-fast);
}

.nav-item:hover .nav-link svg.caret {
  transform: rotate(180deg);
  stroke: var(--gold-600);
}

/* Standard Simple Dropdown */
.dropdown-menu {
  position: absolute;
  top: 100%;
  left: 0;
  opacity: 0;
  visibility: hidden;
  transform: translateY(10px);
  background: var(--color-white);
  border: 1px solid rgba(197, 160, 89, 0.25);
  box-shadow: var(--shadow-xl);
  border-radius: var(--radius-lg);
  padding: 16px;
  transition: all 0.22s cubic-bezier(0.16, 1, 0.3, 1);
  pointer-events: none;
  z-index: 101;
}

.dropdown-simple {
  min-width: 270px;
  padding: 12px;
}

.dropdown-simple .dropdown-link {
  display: flex;
  align-items: center;
  gap: 12px;
  padding: 10px 14px;
  border-radius: var(--radius-sm);
  font-size: 0.9375rem;
  font-weight: 500;
  color: var(--text-secondary);
  transition: all var(--transition-fast);
}

.dropdown-simple .dropdown-link:hover {
  background: var(--gold-50);
  color: var(--text-primary);
  padding-left: 18px;
}

.dropdown-simple .dropdown-link svg {
  width: 16px;
  height: 16px;
  stroke: var(--gold-600);
}

.nav-item:hover>.dropdown-menu,
.nav-item:focus-within>.dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateY(2px);
  pointer-events: auto;
}

/* =========================================================================
   MEGA DROPDOWN - FULLY CENTERED & NEVER CUT OFF ON ANY DISPLAY
   ========================================================================= */
.mega-dropdown {
  position: absolute;
  top: 100%;
  left: 50%;
  transform: translateX(-50%) translateY(12px);
  width: min(980px, calc(100% - 32px));
  max-width: calc(100vw - 32px);
  padding: 28px;
  display: grid;
  grid-template-columns: 260px 1fr;
  gap: 26px;
  border-radius: var(--radius-xl);
  border: 1px solid rgba(197, 160, 89, 0.35);
  box-shadow: 0 20px 60px rgba(0, 0, 0, 0.16);
  background: var(--color-white);
  box-sizing: border-box;
  z-index: 1000;
}

/* Mouse bridge so hover never breaks when moving down to dropdown */
.mega-dropdown::before {
  content: '';
  position: absolute;
  top: -16px;
  left: 0;
  right: 0;
  height: 16px;
  background: transparent;
}

.nav-item.mega-parent:hover>.mega-dropdown,
.nav-item.mega-parent:focus-within>.mega-dropdown {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(2px);
  pointer-events: auto;
}

.mega-sidebar {
  background: var(--color-pearl);
  border-radius: var(--radius-lg);
  padding: 22px;
  border: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.mega-sidebar-title {
  font-size: 0.8125rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold-700);
  margin-bottom: 12px;
}

.mega-sidebar h4 {
  font-size: 1.125rem;
  margin-bottom: 8px;
}

.mega-sidebar p {
  font-size: 0.875rem;
  color: var(--text-secondary);
  margin-bottom: 18px;
  line-height: 1.5;
}

.mega-bundle-card {
  background: var(--color-white);
  border: var(--border-gold);
  border-radius: var(--radius-md);
  padding: 14px;
}

.mega-bundle-tag {
  font-size: 0.75rem;
  font-weight: 700;
  color: var(--gold-700);
  display: block;
  margin-bottom: 4px;
}

.mega-bundle-card strong {
  font-size: 0.9375rem;
  display: block;
  color: var(--text-primary);
  margin-bottom: 6px;
}

.mega-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 14px;
}

.mega-card {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 14px 16px;
  border-radius: var(--radius-md);
  border: 1px solid transparent;
  background: var(--color-white);
  transition: all var(--transition-fast);
  text-decoration: none;
}

.mega-card:hover {
  background: var(--gold-50);
  border-color: rgba(197, 160, 89, 0.35);
  transform: translateY(-2px);
  box-shadow: var(--shadow-sm);
}

.mega-icon-box {
  width: 44px;
  height: 44px;
  border-radius: var(--radius-md);
  background: var(--gold-100);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  transition: background var(--transition-fast);
}

.mega-card:hover .mega-icon-box {
  background: var(--gold-500);
}

.mega-icon-box svg {
  width: 22px;
  height: 22px;
  stroke: var(--gold-800);
  transition: stroke var(--transition-fast);
}

.mega-card:hover .mega-icon-box svg {
  stroke: #ffffff;
}

.mega-content h5 {
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--text-primary);
  margin-bottom: 4px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.badge-pill {
  font-size: 0.6875rem;
  font-weight: 700;
  background: rgba(197, 160, 89, 0.16);
  color: var(--gold-800);
  padding: 2px 8px;
  border-radius: var(--radius-pill);
}

.mega-content p {
  font-size: 0.8125rem;
  color: var(--text-secondary);
  line-height: 1.4;
}

/* Nav Actions & Prominent Mobile Hamburger */
.nav-actions {
  display: flex;
  align-items: center;
  gap: 12px;
}

.hamburger-btn {
  display: none;
  align-items: center;
  gap: 8px;
  padding: 8px 14px;
  background: var(--color-pearl);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-pill);
  cursor: pointer;
  transition: all var(--transition-fast);
  box-shadow: var(--shadow-sm);
}

.hamburger-btn:hover {
  border-color: var(--gold-500);
  background: var(--gold-50);
}

.hamburger-icon-bars {
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  width: 20px;
  height: 14px;
}

.hamburger-icon-bars span {
  display: block;
  width: 100%;
  height: 2px;
  background: var(--text-primary);
  border-radius: 2px;
  transition: all var(--transition-normal);
}

.hamburger-label {
  font-family: var(--font-heading);
  font-size: 0.8125rem;
  font-weight: 700;
  color: var(--text-primary);
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.hamburger-btn.active .hamburger-icon-bars span:nth-child(1) {
  transform: translateY(6px) rotate(45deg);
}

.hamburger-btn.active .hamburger-icon-bars span:nth-child(2) {
  opacity: 0;
}

.hamburger-btn.active .hamburger-icon-bars span:nth-child(3) {
  transform: translateY(-6px) rotate(-45deg);
}

/* Mobile Off-canvas Drawer */
.mobile-drawer {
  position: fixed;
  top: 0;
  right: -100%;
  width: min(88%, 400px);
  height: 100vh;
  height: 100dvh;
  background: var(--color-white);
  z-index: 100000;
  box-shadow: -10px 0 50px rgba(0, 0, 0, 0.25);
  display: flex;
  flex-direction: column;
  transition: right 0.35s cubic-bezier(0.16, 1, 0.3, 1);
  overflow-y: auto;
  -webkit-overflow-scrolling: touch;
}

.mobile-drawer.open {
  right: 0;
}

.drawer-overlay {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  height: 100dvh;
  background: rgba(0, 0, 0, 0.6);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
  z-index: 99999;
  opacity: 0;
  visibility: hidden;
  transition: opacity 0.3s ease, visibility 0.3s ease;
}

.drawer-overlay.active {
  opacity: 1;
  visibility: visible;
}

.drawer-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 20px 24px;
  border-bottom: 1px solid var(--color-border);
}

.drawer-header .brand-logo img {
  height: 38px;
}

.drawer-close {
  width: 40px;
  height: 40px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: var(--color-pearl);
  border: 1px solid var(--color-border);
  color: var(--text-primary);
  font-size: 1.4rem;
  cursor: pointer;
}

.drawer-body {
  padding: 24px;
  flex: 1;
}

.drawer-nav {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.drawer-nav-item {
  border-bottom: 1px solid var(--color-border-subtle);
  padding-bottom: 6px;
}

.drawer-nav-btn {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 12px 6px;
  font-family: var(--font-heading);
  font-size: 1.0625rem;
  font-weight: 600;
  color: var(--text-primary);
  text-align: left;
}

.drawer-nav-btn svg {
  width: 18px;
  height: 18px;
  stroke: var(--text-muted);
  transition: transform var(--transition-fast);
}

.drawer-nav-btn.expanded svg {
  transform: rotate(180deg);
  stroke: var(--gold-600);
}

.drawer-submenu {
  display: none;
  list-style: none;
  padding: 6px 0 12px 16px;
  flex-direction: column;
  gap: 10px;
}

.drawer-submenu.show {
  display: flex;
}

.drawer-submenu a {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9375rem;
  color: var(--text-secondary);
  padding: 6px 0;
}

.drawer-footer {
  padding: 24px;
  background: var(--color-pearl);
  border-top: 1px solid var(--color-border);
  display: flex;
  flex-direction: column;
  gap: 12px;
}

/* --------------------------------------------------------------------------
   8. HERO SECTION & EMBEDDED QUOTE WIDGET
   -------------------------------------------------------------------------- */
.hero-section {
  position: relative;
  padding: 60px 0 40px;
  background: radial-gradient(circle at 80% 20%, rgba(223, 192, 126, 0.12) 0%, transparent 60%),
    radial-gradient(circle at 10% 80%, rgba(245, 242, 235, 0.8) 0%, transparent 50%),
    var(--color-pearl);
  border-bottom: 1px solid var(--color-border);
  overflow: hidden;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  align-items: center;
  margin-bottom: 50px;
}

.hero-content {
  position: relative;
  z-index: 2;
}

.hero-title {
  font-size: clamp(2.3rem, 4.4vw, 3.8rem);
  line-height: 1.15;
  letter-spacing: -0.035em;
  margin-bottom: 22px;
  font-weight: 800;
}

.hero-description {
  font-size: clamp(1.0625rem, 1.35vw, 1.25rem);
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 32px;
  max-width: 580px;
}

.hero-cta-group {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 16px;
  margin-bottom: 38px;
}

/* Hero Trust Bar */
.hero-trust-bar {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  padding-top: 24px;
  border-top: 1px solid rgba(220, 214, 202, 0.6);
}

.trust-metric strong {
  display: block;
  font-family: var(--font-heading);
  font-size: 1.375rem;
  font-weight: 700;
  color: var(--text-primary);
  line-height: 1.2;
}

.trust-metric span {
  font-size: 0.75rem;
  color: var(--text-muted);
  text-transform: uppercase;
  letter-spacing: 0.05em;
  font-weight: 600;
}

/* Hero Media Column */
.hero-media-wrapper {
  position: relative;
}

.hero-image-frame {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  border: 1px solid rgba(197, 160, 89, 0.35);
  background: var(--color-white);
}

.hero-image-frame img {
  width: 100%;
  height: 480px;
  object-fit: cover;
  transition: transform 0.8s ease;
}

.hero-image-frame:hover img {
  transform: scale(1.03);
}

/* Floating Badges on Hero Image */
.floating-badge {
  position: absolute;
  background: rgba(255, 255, 255, 0.95);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(197, 160, 89, 0.35);
  padding: 12px 18px;
  border-radius: var(--radius-lg);
  box-shadow: var(--shadow-lg);
  display: flex;
  align-items: center;
  gap: 12px;
  z-index: 3;
}

.floating-badge-top {
  top: 24px;
  right: -16px;
  animation: floatSlow 4s ease-in-out infinite;
}

.floating-badge-bottom {
  bottom: 24px;
  left: -16px;
  animation: floatSlow 4.5s ease-in-out infinite reverse;
}

@keyframes floatSlow {

  0%,
  100% {
    transform: translateY(0);
  }

  50% {
    transform: translateY(-8px);
  }
}

.badge-icon-gold {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--gold-gradient);
  display: flex;
  align-items: center;
  justify-content: center;
  color: #111;
  font-size: 1.1rem;
}

.floating-badge-text strong {
  display: block;
  font-size: 0.9375rem;
  color: var(--text-primary);
  font-weight: 700;
}

.floating-badge-text span {
  font-size: 0.75rem;
  color: var(--text-muted);
}

/* --------------------------------------------------------------------------
   9. INTERACTIVE QUOTE QUICK-START WIDGET (AAA / Carrier Style)
   -------------------------------------------------------------------------- */
.quote-widget-card {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  border: 1px solid rgba(197, 160, 89, 0.3);
  box-shadow: 0 16px 48px rgba(0, 0, 0, 0.08);
  padding: 24px 32px;
  position: relative;
  z-index: 4;
}

.widget-header {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 20px;
  flex-wrap: wrap;
  gap: 12px;
}

.widget-title-group h3 {
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--text-primary);
}

.widget-title-group p {
  font-size: 0.875rem;
  color: var(--text-secondary);
}

.widget-guarantee-pill {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--gold-800);
  background: var(--gold-50);
  padding: 6px 14px;
  border-radius: var(--radius-pill);
  border: 1px solid rgba(197, 160, 89, 0.3);
}

/* Category Tab Selector inside Widget */
.widget-type-selector {
  display: flex;
  gap: 8px;
  overflow-x: auto;
  padding-bottom: 8px;
  margin-bottom: 20px;
  scrollbar-width: thin;
  -webkit-overflow-scrolling: touch;
}

.widget-type-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 18px;
  border-radius: var(--radius-pill);
  font-size: 0.875rem;
  font-weight: 600;
  background: var(--color-pearl);
  color: var(--text-secondary);
  border: 1px solid var(--color-border);
  cursor: pointer;
  white-space: nowrap;
  transition: all var(--transition-fast);
  flex-shrink: 0;
}

.widget-type-btn svg {
  width: 16px;
  height: 16px;
  stroke: var(--text-muted);
  transition: stroke var(--transition-fast);
}

.widget-type-btn:hover {
  border-color: var(--gold-400);
  color: var(--text-primary);
  background: var(--gold-50);
}

.widget-type-btn.active {
  background: #111111;
  color: #ffffff;
  border-color: #111111;
  box-shadow: 0 4px 12px rgba(0, 0, 0, 0.15);
}

.widget-type-btn.active svg {
  stroke: var(--gold-300);
}

/* Input Fields inside Widget */
.widget-form-grid {
  display: grid;
  grid-template-columns: 1fr 1fr 1.2fr auto;
  gap: 16px;
  align-items: end;
}

.widget-field label {
  display: block;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--text-secondary);
  margin-bottom: 8px;
}

.widget-input-wrapper {
  position: relative;
  display: flex;
  align-items: center;
}

.widget-input-wrapper svg {
  position: absolute;
  left: 14px;
  width: 18px;
  height: 18px;
  stroke: var(--gold-600);
  pointer-events: none;
}

.widget-input-wrapper input,
.widget-input-wrapper select {
  width: 100%;
  height: 52px;
  padding: 0 16px 0 44px;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  font-weight: 500;
  font-size: 1rem;
}

.widget-form-grid .btn-primary {
  height: 52px;
  padding: 0 28px;
}

/* --------------------------------------------------------------------------
   10. INTERACTIVE INSURANCE TABS (AAA Reference Style)
   -------------------------------------------------------------------------- */
.insurance-tabs-section {
  padding: 90px 0;
  background: var(--color-white);
  border-bottom: 1px solid var(--color-border);
}

.tabs-nav-bar {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  flex-wrap: wrap;
  margin-bottom: 44px;
}

.tab-pill-btn {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 14px 24px;
  border-radius: var(--radius-pill);
  background: var(--color-pearl);
  border: 1.5px solid var(--color-border);
  font-family: var(--font-heading);
  font-size: 0.9375rem;
  font-weight: 600;
  color: var(--text-primary);
  cursor: pointer;
  transition: all var(--transition-normal);
  white-space: nowrap;
}

.tab-pill-btn svg.tab-icon {
  width: 18px;
  height: 18px;
  stroke: var(--gold-600);
  transition: transform var(--transition-fast), stroke var(--transition-fast);
}

.tab-pill-btn svg.tab-arrow {
  width: 14px;
  height: 14px;
  stroke: var(--text-muted);
  transition: transform var(--transition-fast);
}

.tab-pill-btn:hover {
  background: var(--gold-50);
  border-color: var(--gold-400);
  transform: translateY(-2px);
}

.tab-pill-btn:hover svg.tab-arrow {
  transform: translateX(4px);
  stroke: var(--gold-700);
}

.tab-pill-btn.active {
  background: #111111;
  color: #ffffff;
  border-color: #111111;
  box-shadow: 0 6px 20px rgba(0, 0, 0, 0.15);
}

.tab-pill-btn.active svg.tab-icon {
  stroke: var(--gold-300);
}

.tab-pill-btn.active svg.tab-arrow {
  stroke: var(--gold-300);
  transform: translateX(4px);
}

/* Tab Showcase Card */
.tab-showcase-card {
  background: var(--color-pearl);
  border-radius: var(--radius-xl);
  border: 1px solid rgba(197, 160, 89, 0.35);
  box-shadow: var(--shadow-lg);
  overflow: hidden;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  align-items: stretch;
  min-height: 520px;
  transition: opacity 0.35s ease, transform 0.35s ease;
}

.showcase-content {
  padding: 48px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.showcase-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 0.75rem;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold-800);
  background: rgba(197, 160, 89, 0.15);
  padding: 5px 14px;
  border-radius: var(--radius-pill);
  width: fit-content;
  margin-bottom: 16px;
}

.showcase-title {
  font-size: clamp(1.75rem, 2.5vw, 2.3rem);
  font-weight: 700;
  margin-bottom: 14px;
  letter-spacing: -0.02em;
}

.showcase-desc {
  font-size: 1.0625rem;
  color: var(--text-secondary);
  line-height: 1.6;
  margin-bottom: 24px;
}

.showcase-features-list {
  list-style: none;
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px 18px;
  margin-bottom: 32px;
}

.showcase-feature-item {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9375rem;
  color: var(--text-primary);
  font-weight: 500;
}

.showcase-feature-item svg {
  width: 18px;
  height: 18px;
  stroke: var(--gold-600);
  flex-shrink: 0;
}

.showcase-perks-box {
  background: var(--color-white);
  border: 1px dashed rgba(197, 160, 89, 0.45);
  border-radius: var(--radius-md);
  padding: 14px 20px;
  margin-bottom: 28px;
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.showcase-perk-title {
  font-size: 0.875rem;
  font-weight: 700;
  color: var(--text-primary);
}

.showcase-perk-sub {
  font-size: 0.75rem;
  color: var(--text-muted);
}

.showcase-perk-val {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-weight: 700;
  color: var(--gold-700);
}

.showcase-actions {
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.showcase-media {
  position: relative;
  overflow: hidden;
  background: #111;
}

.showcase-media img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s ease;
}

/* --------------------------------------------------------------------------
   11. COVERAGE CARDS GRID (6 Core Products)
   -------------------------------------------------------------------------- */
.coverage-grid-section {
  padding: 90px 0;
  background: var(--color-pearl);
  border-bottom: 1px solid var(--color-border);
}

.coverage-cards-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.coverage-card {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-border);
  overflow: hidden;
  box-shadow: var(--shadow-sm);
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
}

.coverage-card:hover {
  transform: translateY(-8px);
  border-color: rgba(197, 160, 89, 0.45);
  box-shadow: var(--shadow-xl);
}

.card-image-wrap {
  position: relative;
  height: 220px;
  overflow: hidden;
}

.card-image-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s ease;
}

.coverage-card:hover .card-image-wrap img {
  transform: scale(1.06);
}

.card-tier-badge {
  position: absolute;
  top: 16px;
  left: 16px;
  background: rgba(17, 17, 17, 0.85);
  backdrop-filter: blur(8px);
  color: var(--gold-300);
  font-size: 0.6875rem;
  font-weight: 700;
  letter-spacing: 0.08em;
  text-transform: uppercase;
  padding: 5px 12px;
  border-radius: var(--radius-pill);
  border: 1px solid rgba(197, 160, 89, 0.3);
}

.card-body {
  padding: 28px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.card-body h3 {
  font-size: 1.375rem;
  margin-bottom: 10px;
}

.card-body p {
  font-size: 0.9375rem;
  color: var(--text-secondary);
  line-height: 1.55;
  margin-bottom: 20px;
}

.card-checklist {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 26px;
  flex: 1;
}

.card-checklist li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.875rem;
  color: var(--text-primary);
  font-weight: 500;
}

.card-checklist li svg {
  width: 16px;
  height: 16px;
  stroke: var(--gold-600);
  flex-shrink: 0;
}

.card-footer-box {
  padding-top: 18px;
  border-top: 1px solid var(--color-border-subtle);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.card-tier-info span {
  font-size: 0.75rem;
  color: var(--text-muted);
  display: block;
}

.card-tier-info strong {
  font-size: 0.875rem;
  color: var(--text-primary);
}

/* --------------------------------------------------------------------------
   12. INTERACTIVE COVERAGE & SAVINGS ESTIMATOR
   -------------------------------------------------------------------------- */
.estimator-section {
  padding: 90px 0;
  background: var(--color-white);
  border-bottom: 1px solid var(--color-border);
}

.estimator-box {
  background: var(--card-gradient);
  border-radius: var(--radius-xl);
  border: 1px solid rgba(197, 160, 89, 0.35);
  box-shadow: var(--shadow-xl);
  padding: 48px;
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  align-items: center;
}

.estimator-controls {
  display: flex;
  flex-direction: column;
  gap: 28px;
}

.slider-group label {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-family: var(--font-heading);
  font-size: 1rem;
  font-weight: 600;
  margin-bottom: 12px;
}

.slider-val {
  font-family: var(--font-heading);
  font-size: 1.125rem;
  font-weight: 700;
  color: var(--gold-700);
}

.custom-range {
  -webkit-appearance: none;
  width: 100%;
  height: 8px;
  border-radius: 4px;
  background: var(--color-border);
  outline: none;
}

.custom-range::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--gold-gradient);
  border: 2px solid #ffffff;
  box-shadow: 0 2px 8px rgba(0, 0, 0, 0.2);
  cursor: pointer;
  transition: transform var(--transition-fast);
}

.custom-range::-webkit-slider-thumb:hover {
  transform: scale(1.15);
}

.vehicle-count-pills {
  display: flex;
  gap: 12px;
}

.v-pill-btn {
  flex: 1;
  padding: 12px;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
  background: var(--color-white);
  font-weight: 600;
  cursor: pointer;
  transition: all var(--transition-fast);
}

.v-pill-btn.active {
  background: #111111;
  color: #ffffff;
  border-color: #111111;
}

.estimator-result-card {
  background: #111111;
  color: #ffffff;
  border-radius: var(--radius-xl);
  padding: 36px;
  border: 1px solid rgba(197, 160, 89, 0.4);
  box-shadow: 0 16px 40px rgba(0, 0, 0, 0.25);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.result-header {
  margin-bottom: 24px;
}

.result-tag {
  font-size: 0.75rem;
  text-transform: uppercase;
  letter-spacing: 0.1em;
  color: var(--gold-400);
  font-weight: 700;
  display: block;
  margin-bottom: 6px;
}

.savings-display {
  display: flex;
  align-items: baseline;
  gap: 8px;
  margin-bottom: 12px;
}

.savings-amount {
  font-family: var(--font-heading);
  font-size: 3rem;
  font-weight: 800;
  background: var(--gold-gradient);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  line-height: 1;
}

.savings-period {
  font-size: 1rem;
  color: #a3a3a3;
}

.result-breakdown {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
  padding: 20px 0;
  border-top: 1px solid #2a2a2a;
  border-bottom: 1px solid #2a2a2a;
  margin-bottom: 24px;
}

.result-breakdown li {
  display: flex;
  justify-content: space-between;
  font-size: 0.875rem;
  color: #cccccc;
}

.result-breakdown li strong {
  color: #ffffff;
}

/* --------------------------------------------------------------------------
   13. WHY CHOOSE HEAVEN & 3-STEP PROCESS
   -------------------------------------------------------------------------- */
.why-section {
  padding: 90px 0;
  background: var(--color-pearl);
  border-bottom: 1px solid var(--color-border);
}

.why-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.why-card {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  padding: 32px 26px;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
}

.why-card:hover {
  transform: translateY(-6px);
  border-color: rgba(197, 160, 89, 0.45);
  box-shadow: var(--shadow-lg);
}

.why-icon-box {
  width: 54px;
  height: 54px;
  border-radius: var(--radius-lg);
  background: var(--gold-50);
  border: var(--border-gold);
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 22px;
  transition: all var(--transition-fast);
}

.why-card:hover .why-icon-box {
  background: var(--gold-500);
}

.why-icon-box svg {
  width: 26px;
  height: 26px;
  stroke: var(--gold-700);
  transition: stroke var(--transition-fast);
}

.why-card:hover .why-icon-box svg {
  stroke: #ffffff;
}

.why-card h4 {
  font-size: 1.1875rem;
  margin-bottom: 12px;
}

.why-card p {
  font-size: 0.9375rem;
  color: var(--text-secondary);
  line-height: 1.55;
}

/* Process Section */
.process-section {
  padding: 90px 0;
  background: var(--color-white);
  border-bottom: 1px solid var(--color-border);
}

.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 32px;
  position: relative;
}

.steps-grid::before {
  content: '';
  position: absolute;
  top: 50px;
  left: 15%;
  right: 15%;
  height: 2px;
  border-top: 2px dashed rgba(197, 160, 89, 0.4);
  z-index: 1;
}

.step-card {
  position: relative;
  z-index: 2;
  background: var(--color-pearl);
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-border);
  padding: 36px 30px;
  text-align: center;
  transition: all var(--transition-normal);
}

.step-card:hover {
  transform: translateY(-6px);
  border-color: rgba(197, 160, 89, 0.4);
  box-shadow: var(--shadow-lg);
  background: var(--color-white);
}

.step-number {
  width: 64px;
  height: 64px;
  border-radius: 50%;
  background: var(--gold-gradient);
  color: #111;
  font-family: var(--font-heading);
  font-size: 1.5rem;
  font-weight: 800;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 24px;
  box-shadow: var(--shadow-gold);
  border: 3px solid #ffffff;
}

.step-card h4 {
  font-size: 1.25rem;
  margin-bottom: 12px;
}

.step-card p {
  font-size: 0.9375rem;
  color: var(--text-secondary);
  line-height: 1.55;
}

/* --------------------------------------------------------------------------
   14. ABOUT SECTION & THE HEAVEN STANDARD
   -------------------------------------------------------------------------- */
.about-section {
  padding: 90px 0;
  background: var(--color-pearl);
  border-bottom: 1px solid var(--color-border);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
}

.about-text h2 {
  margin-bottom: 20px;
}

.about-quote {
  font-family: var(--font-heading);
  font-size: 1.25rem;
  font-style: italic;
  color: var(--text-primary);
  border-left: 3px solid var(--gold-500);
  padding-left: 20px;
  margin: 24px 0;
  line-height: 1.5;
}

.about-feature-box {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 20px;
  margin-top: 32px;
}

.about-feat {
  background: var(--color-white);
  padding: 18px;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
}

.about-feat strong {
  display: block;
  font-size: 1.0625rem;
  color: var(--text-primary);
  margin-bottom: 4px;
}

.about-feat span {
  font-size: 0.8125rem;
  color: var(--text-secondary);
}

.about-media-card {
  position: relative;
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-xl);
  border: 1px solid rgba(197, 160, 89, 0.35);
}

.about-media-card img {
  width: 100%;
  height: 480px;
  object-fit: cover;
}

.about-media-overlay {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  padding: 30px;
  background: linear-gradient(0deg, rgba(17, 17, 17, 0.9) 0%, transparent 100%);
  color: #ffffff;
}

.about-media-overlay h4 {
  color: #ffffff;
  font-size: 1.25rem;
  margin-bottom: 6px;
}

.about-media-overlay p {
  color: #cccccc;
  font-size: 0.875rem;
}

/* --------------------------------------------------------------------------
   15. HELPFUL RESOURCES & KNOWLEDGE HUB
   -------------------------------------------------------------------------- */
.resources-section {
  padding: 90px 0;
  background: var(--color-white);
  border-bottom: 1px solid var(--color-border);
}

.resources-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 30px;
}

.resource-card {
  background: var(--color-pearl);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  overflow: hidden;
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
}

.resource-card:hover {
  transform: translateY(-6px);
  border-color: rgba(197, 160, 89, 0.4);
  box-shadow: var(--shadow-lg);
}

.resource-image-wrap {
  height: 180px;
  overflow: hidden;
}

.resource-image-wrap img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform 0.6s ease;
}

.resource-card:hover .resource-image-wrap img {
  transform: scale(1.06);
}

.resource-body {
  padding: 24px;
  display: flex;
  flex-direction: column;
  flex: 1;
}

.resource-meta {
  display: flex;
  align-items: center;
  gap: 12px;
  font-size: 0.75rem;
  color: var(--text-muted);
  margin-bottom: 10px;
}

.resource-tag {
  color: var(--gold-800);
  font-weight: 700;
  background: rgba(197, 160, 89, 0.15);
  padding: 3px 10px;
  border-radius: var(--radius-pill);
}

.resource-body h4 {
  font-size: 1.1875rem;
  margin-bottom: 10px;
  line-height: 1.35;
}

.resource-body p {
  font-size: 0.875rem;
  color: var(--text-secondary);
  line-height: 1.5;
  margin-bottom: 18px;
  flex: 1;
}

.resource-link {
  font-weight: 600;
  font-size: 0.875rem;
  color: var(--gold-700);
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: gap var(--transition-fast);
}

.resource-card:hover .resource-link {
  gap: 10px;
  color: var(--gold-900);
}

/* --------------------------------------------------------------------------
   16. FREQUENTLY ASKED QUESTIONS ACCORDION
   -------------------------------------------------------------------------- */
.faq-section {
  padding: 90px 0;
  background: var(--color-pearl);
  border-bottom: 1px solid var(--color-border);
}

.faq-container {
  max-width: 860px;
  margin: 0 auto;
}

.faq-categories {
  display: flex;
  justify-content: center;
  gap: 10px;
  margin-bottom: 36px;
  flex-wrap: wrap;
}

.faq-cat-btn {
  padding: 8px 18px;
  border-radius: var(--radius-pill);
  background: var(--color-white);
  border: 1px solid var(--color-border);
  font-size: 0.875rem;
  font-weight: 600;
  color: var(--text-secondary);
  cursor: pointer;
  transition: all var(--transition-fast);
}

.faq-cat-btn.active {
  background: #111111;
  color: #ffffff;
  border-color: #111111;
}

.faq-accordion {
  display: flex;
  flex-direction: column;
  gap: 14px;
}

.faq-item {
  background: var(--color-white);
  border-radius: var(--radius-lg);
  border: 1px solid var(--color-border);
  overflow: hidden;
  transition: all var(--transition-fast);
}

.faq-item.active {
  border-color: rgba(197, 160, 89, 0.45);
  box-shadow: var(--shadow-sm);
}

.faq-question-btn {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 22px 26px;
  text-align: left;
  font-family: var(--font-heading);
  font-size: 1.0625rem;
  font-weight: 600;
  color: var(--text-primary);
  background: none;
  cursor: pointer;
}

.faq-question-btn svg {
  width: 20px;
  height: 20px;
  stroke: var(--gold-600);
  transition: transform var(--transition-normal);
  flex-shrink: 0;
}

.faq-item.active .faq-question-btn svg {
  transform: rotate(45deg);
  stroke: var(--text-primary);
}

.faq-answer {
  max-height: 0;
  overflow: hidden;
  transition: max-height 0.35s cubic-bezier(0.16, 1, 0.3, 1), padding 0.35s ease;
  padding: 0 26px;
  color: var(--text-secondary);
  font-size: 0.9375rem;
  line-height: 1.6;
}

.faq-item.active .faq-answer {
  max-height: 400px;
  padding-bottom: 24px;
}

/* --------------------------------------------------------------------------
   17. CONTACT & CONSULTATION SECTION
   -------------------------------------------------------------------------- */
.contact-section {
  padding: 90px 0;
  background: var(--color-white);
  border-bottom: 1px solid var(--color-border);
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1.25fr;
  gap: 50px;
}

.contact-info-card {
  background: var(--dark-gradient);
  color: #ffffff;
  border-radius: var(--radius-xl);
  padding: 44px;
  border: 1px solid rgba(197, 160, 89, 0.35);
  display: flex;
  flex-direction: column;
  justify-content: space-between;
  box-shadow: var(--shadow-xl);
}

.contact-info-card h3 {
  color: #ffffff;
  font-size: 1.75rem;
  margin-bottom: 14px;
}

.contact-info-card p {
  color: #cccccc;
  font-size: 0.9375rem;
  line-height: 1.6;
  margin-bottom: 32px;
}

.contact-details-list {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 20px;
  margin-bottom: 36px;
}

.contact-detail-item {
  display: flex;
  align-items: flex-start;
  gap: 16px;
}

.contact-detail-icon {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: rgba(197, 160, 89, 0.15);
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
}

.contact-detail-icon svg {
  width: 20px;
  height: 20px;
  stroke: var(--gold-400);
}

.contact-detail-text strong {
  display: block;
  font-size: 0.8125rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--gold-400);
  margin-bottom: 4px;
}

.contact-detail-text span,
.contact-detail-text a {
  color: #ffffff;
  font-size: 0.9375rem;
}

/* Contact Form */
.contact-form-box {
  background: var(--color-pearl);
  border-radius: var(--radius-xl);
  border: 1px solid var(--color-border);
  padding: 44px;
  box-shadow: var(--shadow-md);
}

.form-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 20px;
}

.form-group {
  margin-bottom: 20px;
}

.form-group label {
  display: block;
  font-size: 0.8125rem;
  font-weight: 700;
  color: var(--text-primary);
  margin-bottom: 8px;
}

.form-group input,
.form-group select,
.form-group textarea {
  width: 100%;
  padding: 13px 16px;
  border-radius: var(--radius-md);
  border: 1px solid var(--color-border);
}

.form-group textarea {
  height: 110px;
  resize: vertical;
}

.form-status {
  padding: 12px 18px;
  border-radius: var(--radius-md);
  font-size: 0.875rem;
  font-weight: 500;
  display: none;
  margin-top: 16px;
}

.form-status.success {
  display: block;
  background: #eef8f1;
  color: #1a6b32;
  border: 1px solid #c2e5cd;
}

.form-status.error {
  display: block;
  background: #fdf2f2;
  color: #9b2c2c;
  border: 1px solid #f8b4b4;
}

/* --------------------------------------------------------------------------
   18. FOOTER
   -------------------------------------------------------------------------- */
.main-footer {
  background: #0d0d0d;
  color: #d1d1d1;
  padding: 80px 0 30px;
  border-top: 1px solid #222222;
}

.footer-top-grid {
  display: grid;
  grid-template-columns: 1.5fr 1fr 1fr 1fr 1.2fr;
  gap: 40px;
  margin-bottom: 60px;
}

.footer-brand .brand-logo img {
  height: 48px;
  margin-bottom: 20px;
  filter: brightness(0) invert(1);
}

.footer-brand p {
  color: #999999;
  font-size: 0.875rem;
  line-height: 1.6;
  margin-bottom: 24px;
  max-width: 320px;
}

.footer-col h5 {
  color: #ffffff;
  font-size: 0.9375rem;
  font-weight: 700;
  margin-bottom: 20px;
  letter-spacing: 0.05em;
  text-transform: uppercase;
}

.footer-links {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.footer-links a {
  color: #a3a3a3;
  font-size: 0.875rem;
  transition: all var(--transition-fast);
}

.footer-links a:hover {
  color: var(--gold-300);
  padding-left: 4px;
}

.newsletter-form {
  display: flex;
  flex-direction: column;
  gap: 10px;
}

.newsletter-form input {
  background: #1a1a1a;
  border-color: #333333;
  color: #ffffff;
  height: 46px;
  padding: 0 16px;
  border-radius: var(--radius-pill);
}

.newsletter-form input:focus {
  border-color: var(--gold-500);
}

.footer-bottom {
  padding-top: 30px;
  border-top: 1px solid #1f1f1f;
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 20px;
  font-size: 0.8125rem;
  color: #777777;
}

.footer-disclaimer {
  max-width: 780px;
  font-size: 0.75rem;
  color: #666666;
  line-height: 1.5;
  margin-bottom: 24px;
}

/* --------------------------------------------------------------------------
   19. MULTI-STEP "GET A QUOTE" MODAL
   -------------------------------------------------------------------------- */
.modal-backdrop {
  position: fixed;
  top: 0;
  left: 0;
  width: 100vw;
  height: 100vh;
  background: rgba(0, 0, 0, 0.65);
  backdrop-filter: blur(8px);
  z-index: 10000;
  opacity: 0;
  visibility: hidden;
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  display: flex;
  align-items: center;
  justify-content: center;
  padding: 20px;
}

.modal-backdrop.open {
  opacity: 1;
  visibility: visible;
}

.quote-modal-container {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  border: 1px solid rgba(197, 160, 89, 0.4);
  box-shadow: 0 24px 64px rgba(0, 0, 0, 0.28);
  width: 100%;
  max-width: 760px;
  max-height: 90vh;
  overflow-y: auto;
  position: relative;
  transform: translateY(20px) scale(0.97);
  transition: all 0.3s cubic-bezier(0.16, 1, 0.3, 1);
  display: flex;
  flex-direction: column;
}

.modal-backdrop.open .quote-modal-container {
  transform: translateY(0) scale(1);
}

.modal-close-btn {
  position: absolute;
  top: 20px;
  right: 20px;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  background: var(--color-pearl);
  border: 1px solid var(--color-border);
  display: flex;
  align-items: center;
  justify-content: center;
  color: var(--text-secondary);
  font-size: 1.25rem;
  cursor: pointer;
  z-index: 10;
  transition: all var(--transition-fast);
}

.modal-close-btn:hover {
  background: #111;
  color: #fff;
  transform: rotate(90deg);
}

.modal-header {
  padding: 32px 36px 20px;
  border-bottom: 1px solid var(--color-border);
}

.modal-brand {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 12px;
}

.modal-brand img {
  height: 38px;
}

.modal-header h3 {
  font-size: 1.5rem;
  margin-bottom: 4px;
}

.modal-header p {
  font-size: 0.875rem;
  color: var(--text-secondary);
}

.modal-progress-wrap {
  margin-top: 20px;
}

.modal-steps-indicator {
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: relative;
  margin-bottom: 8px;
}

.step-indicator-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 0.8125rem;
  font-weight: 600;
  color: var(--text-muted);
}

.step-indicator-item.active {
  color: var(--gold-700);
}

.step-indicator-item.completed {
  color: var(--text-primary);
}

.indicator-number {
  width: 26px;
  height: 26px;
  border-radius: 50%;
  border: 1.5px solid var(--color-border);
  background: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.75rem;
  font-weight: 700;
}

.step-indicator-item.active .indicator-number {
  background: var(--gold-gradient);
  color: #111;
  border-color: var(--gold-500);
}

.step-indicator-item.completed .indicator-number {
  background: #111111;
  color: #ffffff;
  border-color: #111111;
}

.progress-track {
  width: 100%;
  height: 4px;
  background: var(--color-border);
  border-radius: 2px;
  overflow: hidden;
}

.progress-fill {
  height: 100%;
  width: 25%;
  background: var(--gold-gradient);
  transition: width 0.35s ease;
}

.modal-body {
  padding: 32px 36px;
}

.modal-step-page {
  display: none;
}

.modal-step-page.active {
  display: block;
  animation: fadeIn 0.3s ease;
}

@keyframes fadeIn {
  from {
    opacity: 0;
    transform: translateY(6px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.coverage-modal-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 14px;
  margin-bottom: 24px;
}

.coverage-select-card {
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-lg);
  padding: 18px 14px;
  text-align: center;
  cursor: pointer;
  background: var(--color-pearl);
  transition: all var(--transition-fast);
}

.coverage-select-card:hover {
  border-color: var(--gold-400);
  background: var(--gold-50);
  transform: translateY(-2px);
}

.coverage-select-card.selected {
  border-color: var(--gold-600);
  background: #111111;
  color: #ffffff;
  box-shadow: 0 4px 14px rgba(0, 0, 0, 0.15);
}

.coverage-select-card svg {
  width: 28px;
  height: 28px;
  margin: 0 auto 10px;
  stroke: var(--gold-600);
}

.coverage-select-card.selected svg {
  stroke: var(--gold-300);
}

.coverage-select-card strong {
  display: block;
  font-size: 0.9375rem;
  margin-bottom: 2px;
}

.coverage-select-card span {
  font-size: 0.75rem;
  color: var(--text-muted);
}

.coverage-select-card.selected span {
  color: #a3a3a3;
}

.modal-footer {
  padding: 20px 36px 32px;
  border-top: 1px solid var(--color-border);
  display: flex;
  align-items: center;
  justify-content: space-between;
}

/* --------------------------------------------------------------------------
   20. FLOATING CONCIERGE BUTTON & CHAT DRAWER ("I'm here to help")
   -------------------------------------------------------------------------- */
.floating-concierge-pill {
  position: fixed;
  bottom: 24px;
  right: 24px;
  z-index: 99;
  background: #111111;
  color: #ffffff;
  border: 1px solid rgba(197, 160, 89, 0.45);
  box-shadow: 0 8px 24px rgba(0, 0, 0, 0.25);
  padding: 10px 18px;
  border-radius: var(--radius-pill);
  display: flex;
  align-items: center;
  gap: 10px;
  cursor: pointer;
  transition: all var(--transition-normal);
}

.floating-concierge-pill:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 32px rgba(197, 160, 89, 0.35);
  border-color: var(--gold-400);
}

.floating-concierge-pill .wave-icon {
  font-size: 1.25rem;
}

.floating-concierge-pill strong {
  font-size: 0.875rem;
  font-weight: 600;
  letter-spacing: -0.01em;
}

.floating-concierge-pill .chat-bubble-icon {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--gold-gradient);
  display: flex;
  align-items: center;
  justify-content: center;
}

.floating-concierge-pill .chat-bubble-icon svg {
  width: 14px;
  height: 14px;
  stroke: #111;
}

.concierge-chat-box {
  position: fixed;
  bottom: 84px;
  right: 24px;
  width: 360px;
  background: var(--color-white);
  border-radius: var(--radius-xl);
  border: 1px solid rgba(197, 160, 89, 0.35);
  box-shadow: 0 16px 48px rgba(0, 0, 0, 0.2);
  z-index: 99;
  display: none;
  flex-direction: column;
  overflow: hidden;
  animation: slideUp 0.3s cubic-bezier(0.16, 1, 0.3, 1);
}

.concierge-chat-box.open {
  display: flex;
}

@keyframes slideUp {
  from {
    opacity: 0;
    transform: translateY(16px);
  }

  to {
    opacity: 1;
    transform: translateY(0);
  }
}

.chat-box-header {
  background: var(--dark-gradient);
  color: #ffffff;
  padding: 16px 20px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  border-bottom: 1px solid rgba(197, 160, 89, 0.3);
}

.chat-advisor-info {
  display: flex;
  align-items: center;
  gap: 10px;
}

.advisor-avatar {
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--gold-gradient);
  color: #111;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 0.8125rem;
}

.advisor-text strong {
  display: block;
  font-size: 0.875rem;
  color: #ffffff;
}

.advisor-text span {
  font-size: 0.6875rem;
  color: var(--gold-300);
}

.chat-box-body {
  padding: 20px;
  height: 280px;
  overflow-y: auto;
  display: flex;
  flex-direction: column;
  gap: 12px;
  background: var(--color-pearl);
}

.chat-msg {
  max-width: 85%;
  padding: 10px 14px;
  border-radius: var(--radius-md);
  font-size: 0.875rem;
  line-height: 1.45;
}

.chat-msg.advisor {
  align-self: flex-start;
  background: var(--color-white);
  border: 1px solid var(--color-border);
  color: var(--text-primary);
  border-bottom-left-radius: 2px;
}

.chat-msg.user {
  align-self: flex-end;
  background: #111;
  color: #fff;
  border-bottom-right-radius: 2px;
}

.chat-quick-chips {
  padding: 12px 16px;
  background: var(--color-white);
  border-top: 1px solid var(--color-border);
  display: flex;
  gap: 8px;
  overflow-x: auto;
  scrollbar-width: none;
}

.chat-chip {
  padding: 6px 12px;
  border-radius: var(--radius-pill);
  background: var(--color-pearl);
  border: 1px solid var(--color-border);
  font-size: 0.75rem;
  font-weight: 600;
  color: var(--text-secondary);
  cursor: pointer;
  white-space: nowrap;
}

.chat-chip:hover {
  background: var(--gold-50);
  border-color: var(--gold-400);
  color: var(--text-primary);
}

.chat-input-bar {
  padding: 12px 16px;
  display: flex;
  gap: 8px;
  background: var(--color-white);
  border-top: 1px solid var(--color-border);
}

.chat-input-bar input {
  flex: 1;
  height: 40px;
  padding: 0 14px;
  border-radius: var(--radius-pill);
  font-size: 0.875rem;
}

.chat-input-bar button {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--gold-gradient);
  display: flex;
  align-items: center;
  justify-content: center;
  cursor: pointer;
}

/* --------------------------------------------------------------------------
   21. DISCREET DISMISSIBLE CONSULTATION POPUP
   -------------------------------------------------------------------------- */
.consultation-popup {
  position: fixed;
  bottom: 24px;
  left: 24px;
  max-width: 380px;
  background: var(--color-white);
  border-radius: var(--radius-xl);
  border: 1px solid rgba(197, 160, 89, 0.4);
  box-shadow: 0 16px 44px rgba(0, 0, 0, 0.16);
  padding: 24px;
  z-index: 98;
  display: none;
  animation: slideInLeft 0.4s cubic-bezier(0.16, 1, 0.3, 1);
}

.consultation-popup.active {
  display: block;
}

@keyframes slideInLeft {
  from {
    opacity: 0;
    transform: translateX(-24px);
  }

  to {
    opacity: 1;
    transform: translateX(0);
  }
}

.popup-close-btn {
  position: absolute;
  top: 14px;
  right: 14px;
  color: var(--text-muted);
  cursor: pointer;
  padding: 4px;
  font-size: 1.25rem;
}

.popup-tag {
  font-size: 0.6875rem;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--gold-800);
  background: var(--gold-100);
  padding: 3px 8px;
  border-radius: var(--radius-pill);
  display: inline-block;
  margin-bottom: 8px;
}

.consultation-popup h4 {
  font-size: 1.0625rem;
  margin-bottom: 6px;
}

.consultation-popup p {
  font-size: 0.8125rem;
  color: var(--text-secondary);
  line-height: 1.45;
  margin-bottom: 16px;
}

.popup-btn-row {
  display: flex;
  gap: 10px;
}

/* ==========================================================================
   22. COMPREHENSIVE RESPONSIVE MEDIA QUERIES (TABLET & MOBILE AUDIT)
   ========================================================================== */

/* Large Tablets & Small Laptops (max-width: 1200px) */
@media (max-width: 1200px) {
  .mega-dropdown {
    width: min(880px, calc(100% - 32px));
    padding: 22px;
    gap: 20px;
    grid-template-columns: 240px 1fr;
  }

  .coverage-cards-grid,
  .why-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-top-grid {
    grid-template-columns: repeat(3, 1fr);
    gap: 30px;
  }
}

/* Medium Tablets & Mobile Landscape (max-width: 992px) */
@media (max-width: 992px) {
  :root {
    --nav-height: 74px;
  }

  .nav-menu,
  .nav-actions .btn-outline {
    display: none !important;
  }

  .hamburger-btn {
    display: inline-flex;
  }

  .hero-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .hero-media-wrapper {
    order: -1;
  }

  .hero-image-frame img {
    height: 380px;
  }

  .widget-form-grid {
    grid-template-columns: 1fr 1fr;
  }

  .tab-showcase-card {
    grid-template-columns: 1fr;
    min-height: auto;
  }

  .showcase-media {
    height: 320px;
    order: -1;
  }

  .estimator-box {
    grid-template-columns: 1fr;
    padding: 32px;
  }

  .steps-grid {
    grid-template-columns: 1fr;
  }

  .steps-grid::before {
    display: none;
  }

  .about-grid,
  .contact-grid {
    grid-template-columns: 1fr;
    gap: 36px;
  }

  .resources-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .floating-badge {
    padding: 8px 12px;
  }

  .floating-badge-top {
    right: 8px;
    top: 12px;
  }

  .floating-badge-bottom {
    left: 8px;
    bottom: 12px;
  }
}

/* Standard Mobile & Small Tablets (max-width: 768px) */
@media (max-width: 768px) {
  :root {
    --nav-height: 70px;
  }

  .utility-bar {
    display: none !important;
  }

  .hero-section {
    padding: 30px 0 24px;
  }

  .hero-title {
    font-size: clamp(1.85rem, 6.5vw, 2.6rem);
    line-height: 1.18;
    margin-bottom: 16px;
  }

  .hero-description {
    font-size: 1rem;
    margin-bottom: 24px;
  }

  .hero-cta-group {
    flex-direction: column;
    width: 100%;
    gap: 12px;
  }

  .hero-cta-group .btn {
    width: 100%;
    justify-content: center;
  }

  .hero-trust-bar {
    grid-template-columns: repeat(2, 1fr);
    gap: 14px;
    padding-top: 18px;
  }

  .hero-image-frame img {
    height: 260px;
  }

  .floating-badge {
    display: none;
    /* Prevent any horizontal overflow on small screens */
  }

  /* Quote Widget on Mobile */
  .quote-widget-card {
    padding: 20px 16px;
    border-radius: var(--radius-lg);
    margin-top: 16px;
  }

  .widget-header {
    margin-bottom: 14px;
  }

  .widget-title-group h3 {
    font-size: 1.125rem;
  }

  .widget-guarantee-pill {
    font-size: 0.75rem;
    padding: 4px 10px;
  }

  .widget-type-selector {
    padding-bottom: 8px;
    margin-bottom: 14px;
  }

  .widget-type-btn {
    padding: 8px 14px;
    font-size: 0.8125rem;
  }

  .widget-form-grid {
    grid-template-columns: 1fr;
    gap: 12px;
  }

  .widget-form-grid .btn-primary {
    width: 100%;
    height: 50px;
    margin-top: 4px;
  }

  /* Insurance Tabs on Mobile */
  .insurance-tabs-section {
    padding: 50px 0;
  }

  .tabs-nav-bar {
    display: flex;
    gap: 8px;
    overflow-x: auto;
    -webkit-overflow-scrolling: touch;
    padding-bottom: 10px;
    justify-content: flex-start;
    margin-bottom: 20px;
    scrollbar-width: thin;
  }

  .tab-pill-btn {
    padding: 10px 16px;
    font-size: 0.875rem;
    flex-shrink: 0;
  }

  .tab-showcase-card {
    border-radius: var(--radius-lg);
  }

  .showcase-content {
    padding: 24px 18px;
  }

  .showcase-title {
    font-size: 1.45rem;
    margin-bottom: 10px;
  }

  .showcase-desc {
    font-size: 0.9375rem;
    margin-bottom: 18px;
  }

  .showcase-features-list {
    grid-template-columns: 1fr;
    gap: 10px;
    margin-bottom: 20px;
  }

  .showcase-perks-box {
    flex-direction: column;
    align-items: flex-start;
    gap: 6px;
    padding: 12px 14px;
  }

  .showcase-actions {
    flex-direction: column;
    gap: 10px;
  }

  .showcase-actions .btn {
    width: 100%;
    justify-content: center;
  }

  .showcase-media {
    height: 240px;
  }

  /* Grids Stacked */
  .coverage-cards-grid,
  .resources-grid,
  .why-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .coverage-card .card-body {
    padding: 22px 18px;
  }

  /* Estimator Mobile */
  .estimator-box {
    padding: 24px 18px;
    border-radius: var(--radius-lg);
  }

  .vehicle-count-pills {
    flex-wrap: wrap;
    gap: 8px;
  }

  .v-pill-btn {
    padding: 10px 8px;
    font-size: 0.875rem;
  }

  .estimator-result-card {
    padding: 24px 18px;
    border-radius: var(--radius-lg);
  }

  .savings-amount {
    font-size: 2.4rem;
  }

  /* Form & Footer Mobile */
  .contact-form-box,
  .contact-info-card {
    padding: 28px 20px;
    border-radius: var(--radius-lg);
  }

  .form-row {
    grid-template-columns: 1fr;
    gap: 0;
  }

  .footer-top-grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }

  .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
    gap: 12px;
  }

  /* Modal on Mobile */
  .quote-modal-container {
    width: 100%;
    max-width: 100%;
    height: 100%;
    max-height: 100vh;
    border-radius: 0;
  }

  .modal-header {
    padding: 20px 20px 14px;
  }

  .modal-body {
    padding: 20px;
    flex: 1;
  }

  .coverage-modal-grid {
    grid-template-columns: repeat(2, 1fr);
    gap: 10px;
  }

  .modal-footer {
    padding: 16px 20px;
  }

  /* Floating concierge & popup on mobile */
  .floating-concierge-pill {
    bottom: 16px;
    right: 16px;
    padding: 8px 14px;
  }

  .floating-concierge-pill strong {
    font-size: 0.8125rem;
  }

  .concierge-chat-box {
    width: calc(100vw - 32px);
    right: 16px;
    bottom: 74px;
    max-height: 75vh;
  }

  .consultation-popup {
    left: 12px;
    right: 12px;
    bottom: 16px;
    max-width: none;
    padding: 18px;
  }
}

/* Extra Small Phones (max-width: 480px) */
@media (max-width: 480px) {
  .nav-container {
    padding-left: 14px;
    padding-right: 14px;
  }

  .brand-logo img {
    height: 36px;
    max-width: 135px;
  }

  .nav-actions .btn-primary {
    padding: 7px 12px;
    font-size: 0.8125rem;
    gap: 4px;
  }

  .hamburger-btn {
    padding: 7px 10px;
    gap: 6px;
  }

  .hamburger-label {
    font-size: 0.75rem;
  }

  .section-title {
    font-size: 1.85rem;
  }

  .section-tag {
    font-size: 0.75rem;
    padding: 4px 10px;
  }

  .coverage-modal-grid {
    grid-template-columns: 1fr;
  }

  .modal-steps-indicator .step-indicator-item span:not(.indicator-number) {
    display: none;
    /* Keep numbers only on very small screens */
  }
}

/* Reduced Motion Override */
@media (prefers-reduced-motion: reduce) {

  *,
  *::before,
  *::after {
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.01ms !important;
    scroll-behavior: auto !important;
  }
}